Checkout Nicole Pedersen-McKinnon Watch Video

You may have caught Nicole talking jargon-free, ‘smart’ money on Channels 7, 9, 10, ABC 24 or Sky Business… indeed she’s been interviewed by David Koch, Samantha Armytage, Ross Greenwood, Lisa Wilkinson, Michael Rowland, Carrie Bickmore and Sarah Harris, to name a few!

Or perhaps you’ve read her ‘Nicole Helps’ or ‘Money Mentor’ columns in The Sydney Morning Herald, The Age, Brisbane Times or WA Today, where she’s been an award-winning consumer writer – appearing alongside Noel Whittaker – for the past 15 years.

Maybe you’ve even attended an event featuring Nicole – she’s given keynotes as far afield as the United Kingdom and United States, including at the mass-audience ‘World Money Shows’.

Here in Australia, she’s delivered speeches to associations, charities and corporates alike. And the Australian Government routinely asks Nicole to MC events for MPs and Senators at Canberra’s Parliament House, where she’s introduced such heavyweights as the governor of the Reserve Bank and the chairman of ASIC.

Meanwhile, in the almost-decade she was an editor with the Australian Financial Review, Nicole was MC or facilitator for dozens of its events around the country.

You might have heard Nicole called “Australia’s first lady of personal finance”, named as one of Canstar’s 23 finance experts you should follow on Twitter or listed among’s ‘Wonder Women of Wealth’. Maybe you’ve seen her in the Who’s Who of Australian Women for the past 15 years.

Or possibly you’ve watched Nicole’s videos. She is a presenter and ambassador for ASIC’s financial literacy initiatives at, with Scott Pape and the “divine” Paul Clitheroe. She also produces her own ‘Flash Briefings’ to keep followers informed and has donated a 5-week S.M.A.R.T. Money Makeover to the world.

Or perhaps she’s visited your child’s school. Nicole’s dearest love is travelling the country delivering the Smart Money Start financial literacy presentation she was prompted to develop five years ago, to graduating students. She has a special presentation just for young women.

Or maybe you’ve heard the episode of the ABC podcast The Pineapple Project, presented by comedian Claire Hooper, that features Nicole’s personal experience of paying off her mortgage by age 36.

She’s now written the book – literally – on how to do it, which tells the real-life stories of more than a hundred other debt-free and focused Aussies: How to get mortgage-free like me. Because she wants everyone to be able to do the same.

Nicole has met and mixed with many of Australia’s movers, shakers and money policy makers. And she knows how to cut through it all… to speak to your audience in dollars and sense


I just wanted to drop you a quick note to say thank you again for such wonderful MC-ing of our Parliamentarian Breakfast event last week in Canberra. It was a very positive event all round, and everything ran very smoothly – thanks in large part to your keeping everyone on track!
Miles Larbey, Senior Executive Leader, Financial Capability – ASIC

Nicole’s keynote presentation was a great way to start the day. The information is applicable to everyone and her bubbly and professional presence is very well received. Lots of great feedback – I highly recommend Nicole.

Tamara Bell, Executive Director – Women in Aviation/Aerospace Australia
I’d like to personally thank you for your keynote presentation on “Getting kids to love financial literacy” on day two of the conference. Your style is engaging and fun, while also educational, so I can easily see how your work in schools is so successful. I’m also aware that you contributed extra time to help with the financial literacy survey of our network – this was an excellent feature of your presentation and the audience appreciated the opportunity to think about their own financial wellbeing. Our post conference survey found that 96 percent of participants were satisfied with the conference overall; 100 percent were satisfied with the quality of the keynote speakers… We look forward to working with you again in the future.
Adam Mooney, chief executive officer – Good Shepherd Microfinance


How to get mortgage-free like me

Nicole has written the book on this – literally. Spurred on by public interest in her revelation that she paid off her mortgage by age 36, she set about persuading other people to share their own personal and private paths to mortgage-freedom… to prove it is possible, no matter what the circumstances.

However Nicole doesn’t just share inspiration in this keynote, but also stinge-spiration and win-spiration – how to painlessly cut your costs and where you might even be able to find bonus money. Because when you couple streamlined finances with the expert strategies, structures and shortcuts that she knows, you can get mortgage-free faster, easier and cheaper.

How to give your kids a S.M.A.R.T. money start

It is genuinely harder for our children to learn about money today than it was for us… physical money barely even exists and pretty soon all we’ll need is a phone to transact! Equipping our sons and daughters for the modern world requires modern strategies and instruction – and as they don’t yet get enough of it in school, it falls to parents to do it.

Nicole’s other presentations include:

  • The sky’s the limit: Planning for financial freedom
  • 5 things to know to get your first house keys
  • How to retire with enough to fund the fun
  • How to get debt-free then wealthy
  • Financial faux pas: The small print with the big risk
  • The money advice I save for my closest friends
  • 5 ways to make the same money as men
  • The money mantras to take you from worry to wealth
  • Getting kids to love financial literacy
  • Financial freedom: Are you self-sabotaging?

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